If you have been injured after being involved in a car accident with a GEICO insured driver, and need to make a claim against GEICO, it is very important to get a legal consultation before speaking with any claims adjuster about your claim. Often when a claims adjuster handles the claim of a person not represented by an attorney, they will offer a nominal amount of money in an attempt to quickly obtain a settlement rather than closely examining the damages of the injured party and offering a fair amount to compensate the injured party.
The attorneys at Kiefer & Kiefer have handled a multitude of auto accident cases, and have extensive knowledge of the GEICO claims process, and have had success resolving many auto claims with GEICO. We have helped clients who were involved in a car accident in New Orleans, car accidents in Metairie, and just about every other parish in Louisiana.l
What should you do if you are involved in an accident with a GEICO insured driver? Whether you were injured in the accident, or not, it is still important to gather as much evidence as possible after an accident.
- Call the police and wait for them to arrive so that the officer can investigate the scene and prepare a police report. It can be tempting to just exchange information with the other driver in hopes to settle the issue without insurance, but it is always important to have an independent account of the accident as versions of the accident tend to change once a claim has been filed, and claims adjusters tend to accept the version of the accident their insured provides as fact despite any additional evidence.
- Get the name of the investigating officer, the officer's badge number, and the corresponding police report number.
- Take photos and/or videos of all the vehicles involved in the accident prior to moving your vehicle to a safe location.
- Exchange information with the other drivers involved in the accident, including mailing addresses, phone numbers, license plate numbers, email addresses, and insurance information
- Do not give a recorded statement to GEICO or its claims adjusters. GEICO may have an adjuster contact you shortly after the accident to check on you. You are not required to speak to them. In fact, in the days after serious injury, it is possibly that you may be heavily medicated, so it does not make sense to give a recorded statement that can later be used against you.
- Do not accept an early settlement. In Louisiana you have a year before you must file a claim against GEICO formally in court. There is no rush to settle your claim, especially before you know the nature and extent of your injuries.
What should I do if I am injured and want to make a claim against GEICO?
GEICO will attempt to fight you on your claim and minimize any of the damages you have sustained. It is important to consult an experienced injury attorney who knows the best way to litigate these kinds of cases and help you make a claim against GEICO. To get the most out of your claim against GEICO you will need to fight and show them that you will not roll over for any low-ball offer to only help a claims adjuster close a file quickly. Your lawyer will help you:
- Evaluate the facts and evidence related to the accident and let you know the viability of your claim.
- Help to gather evidence necessary to prove your claim and ensure that you receive all the evidence GEICO has related to the claim.
- Negotiate your claim with GEICO and try to resolve it prior to filing a lawsuit.
- Filing a lawsuit against GEICO and taking your case to trial to get you the compensation you deserve.
At Kiefer & Kiefer, we have handled many cases against GEICO. We know what we have to prove to get you compensation, and we will gather the evidence to make sure GEICO gives you what you deserve. And if they do not, we have a team of experienced trial lawyers ready to take your case to trial.
This information is provided for informational purposes only and not for the purpose of providing legal advice.